At Stellar Title Group, we offer comprehensive title insurance services to both buyers and lenders involved in real estate transactions. Our experienced team works diligently to ensure that your title is clear and free from any encumbrances or defects.
Stellar Title Insurance
Our Services Include:
01.
Title Search and Examination
We conduct a thorough title search and examination to review the property’s historical records, public records, and legal documents. This process helps identify any potential issues, such as outstanding liens, encumbrances, or claims on the property’s title. Our team of experts meticulously reviews these documents to provide you with a comprehensive report on the property’s title status.
03.
Owner’s Title Insurance
Owner’s title insurance is designed to protect the property owner against potential risks and defects in the property’s title. It provides coverage for issues that may arise after the purchase, such as undisclosed heirs, forged documents, or other hidden title problems. Owner’s title insurance ensures that you have clear and marketable title to the property, giving you peace of mind and protecting your investment.
02.
Title Insurance Policy
Based on the results of our title search and examination, we issue a title insurance policy that protects your interests as the property owner or lender. This policy safeguards against any future claims or challenges to the property’s title, providing financial protection and indemnity in the event of a covered loss.
04.
Lender’s Title Insurance
Lender’s title insurance, also known as a loan policy, is typically required by lenders as a condition for providing financing for a real estate transaction. It protects the lender’s interests in the property and ensures that their lien is valid and enforceable. Lender’s title insurance provides protection against unforeseen title defects that could affect the lender’s security interest in the property.
05.
Title Clearance and Resolution
In the event that title issues or defects are discovered during the title search, our team works diligently to resolve these issues and clear the title. We collaborate with all relevant parties, such as sellers, buyers, lenders, and attorneys, to ensure that any title defects are addressed and resolved efficiently, allowing for a smooth and successful closing.